Bread Financial Holdings, Inc. (BFH)
NYSE · Financial Services · Credit Services
$98.90+0.87%as of Oct 6, 2026, 4:35 AM ET
- Market cap
- $3.8B
- P/E (trailing)
- 7.7
- Forward P/E
- 7.2
- Dividend yield
- 0.9%
- 52-week range
- $53.83 – $114.53
- 52-week change
- +76.92%
- EPS (trailing)
- $12.90
- Analyst rating
- 2.2 Buy
- Next earnings
- Oct 22, 2026
Fiscal year to Dec 2025
- Net income
- $518M
- Diluted EPS
- $10.89
From the company’s annual report on SEC EDGAR.
About Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread Pay, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products.
Headquarters: Columbus, United States · 6,000 employees · breadfinancial.com