NBT Bancorp Inc. (NBTB)

Nasdaq · Financial Services · Banks - Regional

$50.95−1.13%as of Oct 6, 2026, 4:35 AM ET

Market cap
$2.6B
P/E (trailing)
12.5
Forward P/E
11.2
Dividend yield
3.1%
52-week range
$39.20 – $54.50
52-week change
+24.83%
EPS (trailing)
$4.09
Analyst rating
2.6 Hold
Next earnings
Oct 27, 2026

Fiscal year to Dec 2025

Revenue
$183M (+10.40%)
Net income
$169M
Diluted EPS
$3.33
Free cash flow
$219M

From the company’s annual report on SEC EDGAR.

About NBT Bancorp Inc.

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services.

Headquarters: Norwich, United States · 2,303 employees · nbtbancorp.com