Upstart Holdings, Inc. (UPST)
Nasdaq · Financial Services · Credit Services
$24.35+6.75%as of Oct 6, 2026, 1:35 AM ET
- Market cap
- $2.4B
- P/E (trailing)
- 45.9
- Forward P/E
- 7.0
- 52-week range
- $22.56 – $55.22
- 52-week change
- −55.97%
- EPS (trailing)
- $0.53
- Analyst rating
- 2.2 Buy
- Next earnings
- Nov 3, 2026
Fiscal year to Dec 2025
- Revenue
- $1.0B (+64.00%)
- Net income
- $53.6M
- Operating margin
- 4.1%
- Diluted EPS
- $0.45
- Free cash flow
- −$148M
From the company’s annual report on SEC EDGAR.
About Upstart Holdings, Inc.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Headquarters: San Mateo, United States · 1,405 employees · upstart.com