Bank of the James Financial Group, Inc. (BOTJ)

Nasdaq · Financial Services · Banks - Regional

$27.34+0.15%as of Oct 6, 2026, 7:35 AM ET

Market cap
$124M
P/E (trailing)
10.8
Dividend yield
1.5%
52-week range
$14.44 – $29.79
52-week change
+73.44%
EPS (trailing)
$2.53

Fiscal year to Dec 2025

Revenue
$4.3M (+6.74%)
Net income
$9.0M
Diluted EPS
$1.99
Free cash flow
$10.5M

From the company’s annual report on SEC EDGAR.

About Bank of the James Financial Group, Inc.

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management). The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit. It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans.

Headquarters: Lynchburg, United States · 162 employees · bankofthejames.bank