Farmers & Merchants Bancorp, Inc. (FMAO)

Nasdaq · Financial Services · Banks - Regional

$35.37−0.34%as of Oct 6, 2026, 4:35 AM ET

Market cap
$487M
P/E (trailing)
12.2
Forward P/E
10.8
Dividend yield
2.7%
52-week range
$22.77 – $36.12
52-week change
+43.28%
EPS (trailing)
$2.91
Next earnings
Oct 26, 2026

Fiscal year to Dec 2025

Net income
$33.3M
Diluted EPS
$2.43
Free cash flow
$35.0M

From the company’s annual report on SEC EDGAR.

About Farmers & Merchants Bancorp, Inc.

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, bill-pay, on-line statement opportunities, and remote deposit capture or electronic deposit processing. Additionally, the company offers electronic transaction origination, such as wire and automated clearing house file transmittal services.

Headquarters: Archbold, United States · 477 employees · fm.bank