Usio, Inc. (USIO)

Nasdaq · Technology · Software - Infrastructure

$2.80−4.44%as of Oct 6, 2026, 7:35 AM ET

Market cap
$79.8M
Forward P/E
16.5
52-week range
$1.03 – $3.06
52-week change
+94.44%
EPS (trailing)
−$0.06
Analyst rating
1.3 Strong buy
Next earnings
Nov 11, 2026

Fiscal year to Dec 2025

Revenue
$85.4M (+2.97%)
Net income
−$2.5M
Operating margin
−2.8%
Diluted EPS
−$0.09
Free cash flow
$1.1M

From the company’s annual report on SEC EDGAR.

About Usio, Inc.

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services includes represented check and check conversion for electronic payment facilitation. In addition, the company offers integrated electronic payment processing services to merchants and businesses, including credit, and debit card-based processing services and electronic funds transfer through the ACH network. In addition, it offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, and Discover supported by online and physical terminal access. Further, it provides a proprietary platform, enabling businesses to handle both e-checks and card payments; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards.

Headquarters: San Antonio, United States · 107 employees · usio.com